RegTech

RegTech is software that automates regulatory compliance — KYC checks, AML monitoring, sanctions screening, reporting to regulators. It exists because compliance at a bank used to mean rooms of analysts reading flagged transactions; rules kept multiplying (GDPR, PSD2, MiCA, SOC 2, a new one every year), and doing it by hand stopped scaling. The category is basically "fintech for compliance teams" — vendors like ComplyAdvantage, Chainalysis, and Jumio sell APIs that do the boring parts, and the bank's humans focus on the edge cases the API flags.